Health insurance is important to have regardless of your health situation and history. Even if you've never had any health problems, it's always best to have insurance that can offset the cost if you are in need of medical care.
Types of Health Insurance
Long Term Care
Long term care insurance helps cover the costs of extended care services — whether in a nursing home, assisted living facility, or your own home. As we age, the need for long-term care becomes increasingly likely, and these costs can be significant without proper coverage.
Learn MoreHome Health Care
Home health care coverage allows you to receive professional medical care in the comfort of your own home. This can include skilled nursing, physical therapy, and other services — often at a fraction of the cost of facility-based care.
Learn MoreCancer Insurance
A cancer diagnosis can bring enormous financial stress on top of the health challenges. Cancer insurance provides a lump-sum benefit that can be used however you need — to cover treatment costs, lost income, travel expenses, or day-to-day bills.
Learn MoreHospital Indemnity
Hospital indemnity plans pay a fixed cash benefit directly to you when you're hospitalized — regardless of what other insurance you have. Use the money for anything: deductibles, bills, or everyday living expenses while you recover.
Learn MoreCommon Health Insurance Questions
How can I get health insurance?
Many employers offer health insurance for full-time employees. If you aren't getting health insurance through your job — or would like to supplement your existing coverage — we can help you enroll through a variety of top-rated insurance companies.
How much does health insurance cost?
Health insurance policies can vary greatly in cost depending on coverage levels. Key costs include:
- Premiums — paid monthly to keep your coverage active
- Deductibles — what you pay before insurance kicks in
- Copayments & Coinsurance — your share of costs after the deductible
How do I find the right plan?
That's exactly where we come in. At Horizons Financial Group, it's our job to make sure you know all of the options available. We'll walk you through all the different policies and discuss which will be best for you — at no cost to you.