For those turning 65 and new to Medicare, there's a lot of information being thrown at you — from flyers in the mail to celebrity ads on TV. But rarely is Medicare explained in plain terms. People often feel pressured to make choices without knowing all the details. That's where Horizons Financial Group comes in.
As independent Medicare experts, we represent multiple insurance companies. This means we work to give you an unbiased opinion with your Medicare plan options — then help you select the best plan at the best price, considering your needs and budget.
Medicare Options We Help With
Medicare Supplements
Medicare Supplement plans (also called Medigap) help cover costs that original Medicare doesn't — like copayments, coinsurance, and deductibles. We'll compare all available plans in your area and find the best fit for your health needs and budget.
Get a QuoteMedicare Advantage
Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and often include prescription drug coverage, dental, vision, and hearing benefits. Many plans have $0 premiums.
Explore Medicare AdvantagePrescription Drug Plans (Part D)
Prescription drug coverage is critical to managing healthcare costs. We'll help you find a Part D plan that covers your medications at the lowest possible cost.
Find a Drug PlanHow to Avoid Medicare Mistakes
Navigating Medicare can be daunting and costly if you make the wrong choices. Here are the top 5 mistakes we see people make:
- Missing Enrollment Periods
- Ignoring Plan Changes
- Receiving Care Outside of the Plan's Network
- Ignoring Your Needs
- Choosing the Wrong Medicare Supplement Plan
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.